Basten, ChristophOngena, Steven2024-08-142024-08-1420240378-4266https://thuvienso.hoasen.edu.vn/handle/123456789/15618Journal of Banking and Finance, Vol. 163, 2024; P. 1-18 https://doi.org/10.1016/j.jbankfin.2024.107194enCredit riskMulti-product pricingBartik instrumentFintechMortgage lending through a fintech web platform. The roles of competition, diversification, and automationArticle